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Is the stock market too high to invest right now? | michael dayoub
https://michaeldayoub.wordpress.com/2016/01/04/116
Creating and preserving wealth by making wise money decisions. Is the stock market too high to invest right now? Looking down from the peak. Some investors ask if they should wait because the stock market is overvalued right now. I reply that even if they bought at the peak of the market they would have excellent results simply by controlling a single behavior: don’t react. So, let me answer your question. Is the market too high to invest right now? January 4, 2016. By Michael Dayoub, CFP. Stockbrokers A...
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Tax moves for end of 2016, planning for the Trump tax proposal | michael dayoub
https://michaeldayoub.wordpress.com/2016/11/15/tax-moves-for-end-of-2016-planning-for-the-trump-tax-proposal
Creating and preserving wealth by making wise money decisions. Tax moves for end of 2016, planning for the Trump tax proposal. Wondering what tax moves wealthy Americans are making at the end of 2016? Donald Trump proposed $9.5 trillion in tax cuts over the next decade with the top 1 percent by income getting almost half the benefit. (Source: Tax Policy Institute. Even if you’re not wealthy, some of these tactics might be appropriate for you. Harvest stock losses in 2016. Sell your losers. If you’re reti...
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Understanding your stock option offer at a startup | michael dayoub
https://michaeldayoub.wordpress.com/2016/04/04/understanding-your-stock-option-offer-at-a-startup
Creating and preserving wealth by making wise money decisions. Understanding your stock option offer at a startup. Don’t understand what the stock options are worth in your job offer? Suppose you’re my client at Alpha Financial and you ask me to evaluate a compensation package you’ve been offered by a startup. Now we can focus on the stock options and grants in the job offer. Questions you might ask:. How we would answer:. Is the offer fair? Do you trust them? Do you know them? That’s the first step.
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Money conversations with your child – the questions they ask | michael dayoub
https://michaeldayoub.wordpress.com/2016/09/19/money-conversations-with-your-child-the-questions-they-ask
Creating and preserving wealth by making wise money decisions. Money conversations with your child the questions they ask. I’m reading Ron Lieber’s book The Opposite of Spoiled. Subtitled Raising Kids Who Are Grounded, Generous, and Smart About Money. As we parents know, parenting is 24/7 and every minute with our child is part of their foundation and future perceptions. The book focuses even more on conversations with the child about money. This blog post is about the questions they ask. Michael Dayoub,...
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Evaluating new startup opportunities when you’re currently employed | michael dayoub
https://michaeldayoub.wordpress.com/2016/03/22/evaluating-new-startup-opportunities-when-youre-currently-employed
Creating and preserving wealth by making wise money decisions. Evaluating new startup opportunities when you’re currently employed. How do you evaluate new startup opportunities, when you’re currently employed? This problem is more complex if you have stock options and grants at your current company that have significant value. Here’s a high level scorecard to help organize your decision. Score your current employment and then score your future employment. Current employer stock valuation. March 22, 2016.
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About | michael dayoub
https://michaeldayoub.wordpress.com/about
Creating and preserving wealth by making wise money decisions. Hi, I’m a financial advisor for a select group of individuals and families in Metro Atlanta and Savannah. My advisory firm is Alpha Financial Management. I provide fee-only investment advice. I have the CFP designation and also a graduate degree (MBA) focused in Finance. I hope you find these blog posts informative. Please call me if you have any questions about these posts. My contact information is HERE. Leave a Reply Cancel reply. This blo...
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Who wins with hedge funds? | michael dayoub
https://michaeldayoub.wordpress.com/2016/08/24/who-wins-with-hedge-funds
Creating and preserving wealth by making wise money decisions. Who wins with hedge funds? If you are a hedge fund investor, you’re probably losing to the market. Last year (2015), hedge funds on average. 3% while the S&P 500. If you’re a hedge fund investor, you’re also probably losing to your hedge fund manager. They earn typically 20% of profits, and charge a management fee of 1-2% of the assets under management. Can you pick a hedge fund that is already proven winner? Michael Dayoub, CFP , MBA is a fe...
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Top 25: 401(k) plans in Atlanta | michael dayoub
https://michaeldayoub.wordpress.com/2016/04/19/top-25-401k-plans-in-atlanta
Creating and preserving wealth by making wise money decisions. Top 25: 401(k) plans in Atlanta. Here is last year’s list. ( 2015 Brightscope Atlanta Top 25. Brightscope probably has a rating for your employer’s 401(k). See how it compares to these top plans. Call me if you need help understanding Brightscope’s evaluation criteria. Some of their main criteria are company contributions, fees, vesting schedules, and eligibility periods. Use the ratings if you’re deciding between two job offers. You are comm...
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If I invest my 401(k) in a S&P 500 fund, I am well diversified, right? | michael dayoub
https://michaeldayoub.wordpress.com/2016/03/15/if-i-invest-my-401k-in-a-sp-500-fund-i-am-well-diversified-right
Creating and preserving wealth by making wise money decisions. If I invest my 401(k) in a S&P 500 fund, I am well diversified, right? I often coach young investors who aren’t ready to become clients. It’s a pleasant learning experience for both of us. Question: If I invest my 401(k) in a S&P 500 fund, I am well diversified, right? The S&P 500 is comprised of all large cap stocks. Those are the largest US companies. The S&P 500 isn’t hedged against country risk . Why invest in only US countries? Michael D...
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