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Atlanta Mortgage News from Peachtree Mortgage Services, Inc. Mortgage and Real Estate News and Related Info from Peachtree Mortgage Services, Inc. Wednesday, September 12, 2012. What is a ‘debt to income ratio’? When you apply for a home mortgage, you will hear about your debt to income or 'DTI'. A debt to income ratio or DTI is a guideline used by lenders to determine the maximum mortgage amount a Georgia home borrower qualifies to borrow. A common DTI ratio guideline that lenders use when approving hom...
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