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LTC Insurance Consumer Brochures and GuidesLong Term Care Insurance Resources. Cost of Care Calculators. Some reasons why people buy Long Term Care Insurance:. To provide dollars to help their family pay for care. To protect the emotional and physical well-being of their family. To provide more choices and alternatives when care is needed. To provide independence for them and their family. To provide peace of mind that a plan to pay for care is in place. To protect income, retirement plans, and assets. Who will take care of me?
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