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Know Your Rights About Federal Student Loans - ELRA

Information you need to make decisions on student loan repayment. No cost, no catch, no hassle assistance with how to apply for repayment programs.

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Know Your Rights About Federal Student Loans - ELRA | elra.org Reviews

https://elra.org

Information you need to make decisions on student loan repayment. No cost, no catch, no hassle assistance with how to apply for repayment programs.

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1

Summary of Federal Student Loan Repayment Plans

http://www.elra.org/repayment-plans.html

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. Plans based on income. These plans are based on your federal student loan debt (in some cases your spouse’s), adjusted gross income and family size. They often result in a lower monthly payment, and in some cases, the loan balance may be forgiven. Warning – Longer loan terms may result in higher interest costs over the life of the loan. Visit the Federal Student Aid Repayment Estimator. Pay As You Earn Repayment (PAYE).

2

Federal Student Loans: Options to Postpone Payments

http://www.elra.org/postpone-payments.html

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. Consolidate and Postpone Payments. A deferment is a postponement of principal and interest payments for an agreed upon period of time. The federal government will pay the interest for subsidized loans during periods of deferment. Some of the available deferments include in-school, unemployment, economic hardship and military. Deferments are an entitlement if you qualify. Some deferments are unlimited while others have l...

3

About Us - Education Loan Repayment Advisors (ELRA)

http://www.elra.org/about-us.html

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. ELRA’s mission is to provide federal student loan borrowers an informed pathway to access affordable federal repayment plans through one-on-one counseling at no cost. ELRA is a philanthropic service which is funded by MOHELA to offer no cost one-on-one counseling services to all federal student loan borrowers that contact us. Why We Have This Service. Under the Presidential Memorandum – Student Aid Bill of Rights.

4

Summary of Federal Student Loan Forgiveness Programs

http://www.elra.org/loan-forgiveness.html

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. Federal Loan Forgiveness and Discharge Programs. Public Service Loan Forgiveness (PSLF). If you get a job at a government or not-for-profit organization and repay your loans based on your income, you may qualify for forgiveness of your Direct Loans after 10 years of payments and employment. See StudentAid.gov/publicservice. Teacher Loan Forgiveness (TLF). At the Office of Federal Student Aid website. If you are unable to wo...

5

Find your Federal Student Loan Servicer

http://www.elra.org/find-your-federal-servicer.html

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. Contact Your Student Loan Servicer. If you are unable to solve a problem with your servicer, they should provide you with a neutral party to help resolve your dispute. Visit My Federal Student Aid. To view information about all of the federal student loans you have received and to find contact information for the federal servicer. The following are Direct Loans servicers:. Granite State – GSMR. 820 First Street NE –.

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Know Your Rights About Federal Student Loans - ELRA

Skip to main content. Loan Forgiveness and Discharge. Find Your Federal Servicer. ELRA’s mission is to provide federal student loan borrowers an informed pathway to access affordable federal repayment plans through one-on-one counseling at no cost. Learn about federal repayment plans including the New REPAYE Plan. Explore repayment plans based on your needs. Some plans offer payments as low as $0 and you may be eligible for future loan forgiveness. Give us a call. Education Loan Repayment Advisors.

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