fkfinancial.co.uk

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FK Financial Ltd is an independent financial adviser company. We specialise in investments and pensions, particularly for the over 60s. We primarily serve our existing client bank, but have the capacity to take on some new clients with pension and/or investment portfolios of 200,000 plus. Andrew Norman is a Chartered Financial Planner who has been working in the financial services industry since 1985. He founded FK Financial Ltd in 2005. Caroline Norman deals with financial administration. The Financial ...

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FK Financial Ltd is an independent financial adviser company. We specialise in investments and pensions, particularly for the over 60s. We primarily serve our existing client bank, but have the capacity to take on some new clients with pension and/or investment portfolios of 200,000 plus. Andrew Norman is a Chartered Financial Planner who has been working in the financial services industry since 1985. He founded FK Financial Ltd in 2005. Caroline Norman deals with financial administration. The Financial ...

<META> KEYWORDS

1 our people

2 investment portfolios

3 ongoing advice

4 andrew norman

5 samantha jones

6 caroline norman

7 contact details

8 fk financial ltd

9 luton

10 anorman@fkfinancial co uk

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our people,investment portfolios,ongoing advice,andrew norman,samantha jones,caroline norman,contact details,fk financial ltd,luton,anorman@fkfinancial co uk,sjones@fkfinancial co uk

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Edit title tag | fkfinancial.co.uk Reviews

https://fkfinancial.co.uk

FK Financial Ltd is an independent financial adviser company. We specialise in investments and pensions, particularly for the over 60s. We primarily serve our existing client bank, but have the capacity to take on some new clients with pension and/or investment portfolios of 200,000 plus. Andrew Norman is a Chartered Financial Planner who has been working in the financial services industry since 1985. He founded FK Financial Ltd in 2005. Caroline Norman deals with financial administration. The Financial ...

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fkfinancial.co.uk

1

FK Financial Ltd

http://fkfinancial.co.uk/inheritance.html

The ‘nil rate band’ for inheritance tax is now £325,000 and as this nil rate band is now transferable between husband and wife, many couples are able to leave up to £650,000 to their children free of any inheritance tax charge. However, at a flat rate of 40% on the excess above the nil rate band, many clients still face significant tax liabilities on death. Loan trust arrangements where capital remains accessible to the client. Lifetime gifts and gifts out of normal expenditure. Structuring death benefit...

2

FK Financial Ltd

http://fkfinancial.co.uk/annuity_service.html

Many clients accumulate pension benefits in Personal Pension Plans, and are offered an annuity (a guaranteed payment throughout life) from their pension provider once they reach retirement age. In most cases it is possible for clients to receive an increased pension income by exercising the open market option, which allows people to purchase a pension annuity from a different provider than the one the pension plan has been invested with. Copy FK Financial Ltd 2011.

3

FK Financial Ltd

http://fkfinancial.co.uk/about.html

FK Financial Ltd is based in Bedfordshire. And the majority of its clients are located in Bedfordshire, Hertfordshire and Northamptonshire. FK Financial Ltd exists to provide independent financial advice to clients, seeking to provide well thought out solutions to client requirements, maximising and preserving wealth through a diversified approach to investment, taking account of such criteria as risk profile, tax efficiency and value for money. Copy FK Financial Ltd 2011.

4

FK Financial Ltd

http://fkfinancial.co.uk/pensions.html

Pension advice issues fall into different categories – pre-retirement (when funds are accumulated), at retirement (when choices are made about how to take benefits), and post retirement. Pension benefits can be taken at any stage from age 55 onwards (and must be taken by age 75 at the latest). The options include:. Taking the tax free cash sum (usually 25% of the fund) but leaving the rest of the benefits to accumulate further. Section for more details.). Copy FK Financial Ltd 2011.

5

FK Financial Ltd

http://fkfinancial.co.uk/index.html

FK Financial Ltd is a specialist company,. We provide personal financial advice to clients, build long term relationships, and incorporate the latest processes and systems to meet our clients’ objectives. Arrange a consultation now! FK Financial Ltd is an appointed representative of Caliber Financial Associates Ltd which is authorised and regulated by the Financial Services Authority. Copy FK Financial Ltd 2011.

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fkfinancial.co.uk

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FK Financial Ltd is an independent financial adviser company. We specialise in investments and pensions, particularly for the over 60s. We primarily serve our existing client bank, but have the capacity to take on some new clients with pension and/or investment portfolios of 200,000 plus. Andrew Norman is a Chartered Financial Planner who has been working in the financial services industry since 1985. He founded FK Financial Ltd in 2005. Caroline Norman deals with financial administration. The Financial ...

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